Housing market/Ohio/ZIP 45212
ZIP 45212 Cincinnati, Ohio
Cincinnati, OH-KY-IN HUD Metro FMR Area · Ohio. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 45212 · OH — sent to you.
ZIP 45212 · OH
ACS rent vs 2BR SAFMR
ZIP 45212 — Cincinnati, OH HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 45212
- 1-unit detached5,83352.9%
- 1-unit attached2011.8%
- 2–4 units3,01927.4%
- 5–49 units1,69415.4%
- 50+ units2462.2%
- Mobile340.3%
2–4 unit share 27.4% · 5–49 unit share 15.4% · combined 2–49 42.7%.
Units by bedrooms
Rent burden
- ACS median gross rent $932 (all bedrooms, occupied rentals).
- Median contract rent $782.
- Renters paying ≥30% of income 49.7%; ≥50% 24.9%.
- FY2027 2BR SAFMR $1,430 (1.534× ACS median gross rent).
Population
21,007 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -6.8%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 2 projects, 64 units.
- HUD project-based assisted MF: 1 properties, 8 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 497 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 45212 52.3% of occupied households are renters; vacancy is 10.3%; ACS median gross rent is $932; population changed -6.8% between the 2018 and 2023 ACS vintages; the housing stock includes 3,019 units in 2–4-unit structures and 1,694 units in 5–49-unit structures; 2 LIHTC projects totaling 64 units; FY2027 2BR SAFMR is $1,430 versus ACS median gross rent of $932. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Ohio research
ZIP 45212 is a Census / HUD profile for Cincinnati, OH-KY-IN, OH. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 45212 — Cincinnati, OH HUD Section 8 Payment Standards / SAFMR·Ohio ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Ohio research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 45212?
ZIP 45212 (Cincinnati, OH-KY-IN HUD Metro FMR Area) has 21,007 residents, 9,886 households, a renter share of 52.3%, median household income of $63,698, and ACS 2023 median gross rent of $932. Vacancy is 10.3%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 45212?
ACS counts 1,285 units in 2-unit buildings, 1,734 in 3–4 unit buildings, 624 in 5–9, 933 in 10–19, and 137 in 20–49. Combined 2–49 unit stock is 4,713 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 45212?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,430. See the full schedule and 90–110% payment-standard band on the ZIP 45212 — Cincinnati, OH HUD Section 8 Payment Standards / SAFMR.
Does this Ohio ZIP profile include Georgia listings?
No. ZIP 45212 is Census / HUD research for Cincinnati, OH-KY-IN HUD Metro FMR Area. Jeff Crowe CRE does not list Ohio property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.