Housing market/Kentucky/ZIP 41017

ACS 2023 · FY2027 SAFMR

ZIP 41017 Ft Mitchell, Kentucky

Cincinnati, OH-KY-IN HUD Metro FMR Area · Kentucky. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
40,661
Households
15,759
Median HH income
$100,645
Renter share
21.8%
Median gross rent
$985
Vacancy
4.9%
Pop. change
+1.5%
2BR SAFMR
$1,320
SAFMR / rent
1.340×
2–49 unit stock
3,611
LIHTC proj / units
1 / 40
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 41017 · KY — sent to you.

ZIP 41017 · KY

ACS median rent$985
2BR SAFMR$1,320
90% floor$1,188
110% ceiling$1,452

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 41017

  • 1-unit detached11,50769.4%
  • 1-unit attached1,0516.3%
  • 2–4 units1,1527.0%
  • 5–49 units2,45914.8%
  • 50+ units2411.5%
  • Mobile1591.0%
TypeUnitsShare
1-unit detached11,50769.4%
1-unit attached1,0516.3%
2 units (duplex)2711.6%
3–4 units8815.3%
5–9 units9115.5%
10–19 units1,4568.8%
20–49 units920.6%
50+ units2411.5%
Mobile1591.0%

2–4 unit share 7.0% · 5–49 unit share 14.8% · combined 2–49 21.8%.

Units by bedrooms

Studio
221
1BR
1,218
2BR
3,832
3BR
6,017
4BR
4,280
5+
1,001

Rent burden

Rent ≥30% of income33.7%
Rent ≥50% of income12.1%
  • ACS median gross rent $985 (all bedrooms, occupied rentals).
  • Median contract rent $854.
  • Renters paying ≥30% of income 33.7%; ≥50% 12.1%.
  • FY2027 2BR SAFMR $1,320 (1.340× ACS median gross rent).

Population

40,661 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +1.5%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 1 projects, 40 units.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 255 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 41017 21.8% of occupied households are renters; vacancy is 4.9%; ACS median gross rent is $985; population increased +1.5% between the 2018 and 2023 ACS vintages; the housing stock includes 1,152 units in 2–4-unit structures and 2,459 units in 5–49-unit structures; 1 LIHTC projects totaling 40 units; FY2027 2BR SAFMR is $1,320 versus ACS median gross rent of $985. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Kentucky research

ZIP 41017 is a Census / HUD profile for Cincinnati, OH-KY-IN, KY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Kentucky research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 41017?

ZIP 41017 (Cincinnati, OH-KY-IN HUD Metro FMR Area) has 40,661 residents, 15,759 households, a renter share of 21.8%, median household income of $100,645, and ACS 2023 median gross rent of $985. Vacancy is 4.9%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 41017?

ACS counts 271 units in 2-unit buildings, 881 in 3–4 unit buildings, 911 in 5–9, 1,456 in 10–19, and 92 in 20–49. Combined 2–49 unit stock is 3,611 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 41017?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,320. See the full schedule and 90–110% payment-standard band on the ZIP 41017 — Ft Mitchell, KY HUD Section 8 Payment Standards / SAFMR.

Does this Kentucky ZIP profile include Georgia listings?

No. ZIP 41017 is Census / HUD research for Cincinnati, OH-KY-IN HUD Metro FMR Area. Jeff Crowe CRE does not list Kentucky property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.