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Housing market/Tennessee/ZIP 37410

ACS 2023 · FY2027 SAFMR

ZIP 37410 Chattanooga, Tennessee

Chattanooga, TN-GA MSA · Tennessee. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
3,673
Households
1,469
Median HH income
$22,127
Renter share
77.3%
Median gross rent
$695
Vacancy
22.4%
Pop. change
-2.4%
2BR SAFMR
$1,070
SAFMR / rent
1.540×
2–49 unit stock
857
LIHTC proj / units
6 / 673
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 37410 · TN — sent to you.

ZIP 37410 · TN

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ACS rent vs 2BR SAFMR

ZIP 37410 — Chattanooga, TN HUD Section 8 Payment Standards / SAFMR →
ACS median rent$695
2BR SAFMR$1,070
90% floor$963
110% ceiling$1,177

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 37410

  • 1-unit detached86545.7%
  • 1-unit attached1719.0%
  • 2–4 units61532.5%
  • 5–49 units24212.8%
TypeUnitsShare
1-unit detached86545.7%
1-unit attached1719.0%
2 units (duplex)34218.1%
3–4 units27314.4%
5–9 units683.6%
10–19 units432.3%
20–49 units1316.9%
50+ units00.0%
Mobile00.0%

2–4 unit share 32.5% · 5–49 unit share 12.8% · combined 2–49 45.3%.

Units by bedrooms

Studio
9
1BR
337
2BR
843
3BR
637
4BR
67
5+
0

Rent burden

Rent ≥30% of income46.3%
Rent ≥50% of income33.4%
  • ACS median gross rent $695 (all bedrooms, occupied rentals).
  • Median contract rent $552.
  • Renters paying ≥30% of income 46.3%; ≥50% 33.4%.
  • FY2027 2BR SAFMR $1,070 (1.540× ACS median gross rent).

Population

3,673 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -2.4%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 6 projects, 673 units.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 24 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 37410 77.3% of occupied households are renters; vacancy is 22.4%; ACS median gross rent is $695; population changed -2.4% between the 2018 and 2023 ACS vintages; the housing stock includes 615 units in 2–4-unit structures and 242 units in 5–49-unit structures; 6 LIHTC projects totaling 673 units; FY2027 2BR SAFMR is $1,070 versus ACS median gross rent of $695. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Tennessee research

ZIP 37410 is a Census / HUD profile for Chattanooga, TN (East Lake / Ridgedale). Not a listing page. Brokerage is Georgia; out-of-state work is referral.

ZIP 37410 — Chattanooga, TN HUD Section 8 Payment Standards / SAFMR·Tennessee ZIP directory

Nearby ZIPs in this FMR area

ZIPPlaceRentersMed. rent2BR SAFMR
30707Chattanooga, TN-GA MSA16.8%$888$1,07030725Chattanooga, TN-GA MSA14.1%$780$1,00030726Chattanooga, TN-GA MSA——$1,19030728Chattanooga, TN-GA MSA30.8%$820$1,00030738Chattanooga, TN-GA MSA7.1%—$1,06030739Chattanooga, TN-GA MSA10.7%$886$1,22030741Chattanooga, TN-GA MSA29.9%$965$1,20030742Chattanooga, TN-GA MSA63.8%$931$1,20030750Chattanooga, TN-GA MSA13.0%$961$1,17030752Chattanooga, TN-GA MSA25.7%$890$1,07030757Chattanooga, TN-GA MSA38.3%$683$1,08037302Chattanooga, TN-GA MSA25.6%$950$1,180

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Tennessee research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 37410?

ZIP 37410 (Chattanooga, TN-GA MSA) has 3,673 residents, 1,469 households, a renter share of 77.3%, median household income of $22,127, and ACS 2023 median gross rent of $695. Vacancy is 22.4%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 37410?

ACS counts 342 units in 2-unit buildings, 273 in 3–4 unit buildings, 68 in 5–9, 43 in 10–19, and 131 in 20–49. Combined 2–49 unit stock is 857 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 37410?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,070. See the full schedule and 90–110% payment-standard band on the ZIP 37410 — Chattanooga, TN HUD Section 8 Payment Standards / SAFMR.

Does this Tennessee ZIP profile include Georgia listings?

No. ZIP 37410 is Census / HUD research for Chattanooga, TN-GA MSA. Jeff Crowe CRE does not list Tennessee property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.