Housing market/New York/ZIP 12528
ZIP 12528 Highland, New York
Kingston, NY MSA · New York. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 12528 · NY — sent to you.
ZIP 12528 · NY
ACS rent vs 2BR SAFMR
ZIP 12528 — Highland, NY HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 12528
- 1-unit detached4,13965.4%
- 1-unit attached5118.1%
- 2–4 units96915.3%
- 5–49 units4306.8%
- 50+ units510.8%
- Mobile2323.7%
2–4 unit share 15.3% · 5–49 unit share 6.8% · combined 2–49 22.1%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,642 (all bedrooms, occupied rentals).
- Median contract rent $1,434.
- Renters paying ≥30% of income 48.1%; ≥50% 35.8%.
- FY2027 2BR SAFMR $2,190 (1.334× ACS median gross rent).
Population
13,818 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +7.4%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 1 projects, 51 units.
- HUD project-based assisted MF: not published for this ZIP.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 124 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 12528 29.9% of occupied households are renters; vacancy is 8.9%; ACS median gross rent is $1,642; population increased +7.4% between the 2018 and 2023 ACS vintages; the housing stock includes 969 units in 2–4-unit structures and 430 units in 5–49-unit structures; 1 LIHTC projects totaling 51 units; FY2027 2BR SAFMR is $2,190 versus ACS median gross rent of $1,642. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
New York research
ZIP 12528 is a Census / HUD profile for Kingston, NY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 12528 — Highland, NY HUD Section 8 Payment Standards / SAFMR·New York ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is New York research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 12528?
ZIP 12528 (Kingston, NY MSA) has 13,818 residents, 5,771 households, a renter share of 29.9%, median household income of $89,096, and ACS 2023 median gross rent of $1,642. Vacancy is 8.9%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 12528?
ACS counts 571 units in 2-unit buildings, 398 in 3–4 unit buildings, 232 in 5–9, 16 in 10–19, and 182 in 20–49. Combined 2–49 unit stock is 1,399 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 12528?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,190. See the full schedule and 90–110% payment-standard band on the ZIP 12528 — Highland, NY HUD Section 8 Payment Standards / SAFMR.
Does this New York ZIP profile include Georgia listings?
No. ZIP 12528 is Census / HUD research for Kingston, NY MSA. Jeff Crowe CRE does not list New York property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.