Housing market/New York/ZIP 12404

ACS 2023 · FY2027 SAFMR

ZIP 12404 Accord, New York

Kingston, NY MSA · New York. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
4,046
Households
1,694
Median HH income
$67,297
Renter share
19.4%
Median gross rent
$1,132
Vacancy
32.6%
Pop. change
+22.4%
2BR SAFMR
$1,640
SAFMR / rent
1.449×
2–49 unit stock
198
LIHTC proj / units
—
HUD assisted MF
—

ZIP brief

Email this profile

HUD schedule, ACS stock, and the 90–110% band for ZIP 12404 · NY — sent to you.

ZIP 12404 · NY

ACS median rent$1,132
2BR SAFMR$1,640
90% floor$1,476
110% ceiling$1,804

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 12404

  • 1-unit detached2,01480.2%
  • 1-unit attached120.5%
  • 2–4 units1606.4%
  • 5–49 units381.5%
  • 50+ units612.4%
  • Mobile2279.0%
TypeUnitsShare
1-unit detached2,01480.2%
1-unit attached120.5%
2 units (duplex)1285.1%
3–4 units321.3%
5–9 units381.5%
10–19 units00.0%
20–49 units00.0%
50+ units612.4%
Mobile2279.0%

2–4 unit share 6.4% · 5–49 unit share 1.5% · combined 2–49 7.9%.

Units by bedrooms

Studio
91
1BR
336
2BR
741
3BR
974
4BR
299
5+
71

Rent burden

Rent ≥30% of income59.0%
Rent ≥50% of income54.4%
  • ACS median gross rent $1,132 (all bedrooms, occupied rentals).
  • Median contract rent $731.
  • Renters paying ≥30% of income 59.0%; ≥50% 54.4%.
  • FY2027 2BR SAFMR $1,640 (1.449× ACS median gross rent).

Population

4,046 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +22.4%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 124 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 12404 19.4% of occupied households are renters; vacancy is 32.6%; ACS median gross rent is $1,132; population increased +22.4% between the 2018 and 2023 ACS vintages; the housing stock includes 160 units in 2–4-unit structures and 38 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,640 versus ACS median gross rent of $1,132. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

New York research

ZIP 12404 is a Census / HUD profile for Kingston, NY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is New York research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 12404?

ZIP 12404 (Kingston, NY MSA) has 4,046 residents, 1,694 households, a renter share of 19.4%, median household income of $67,297, and ACS 2023 median gross rent of $1,132. Vacancy is 32.6%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 12404?

ACS counts 128 units in 2-unit buildings, 32 in 3–4 unit buildings, 38 in 5–9, 0 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 198 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 12404?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,640. See the full schedule and 90–110% payment-standard band on the ZIP 12404 — Accord, NY HUD Section 8 Payment Standards / SAFMR.

Does this New York ZIP profile include Georgia listings?

No. ZIP 12404 is Census / HUD research for Kingston, NY MSA. Jeff Crowe CRE does not list New York property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.