Housing market/Hawaii/ZIP 96797
ZIP 96797 Waipahu, Hawaii
Urban Honolulu, HI MSA · Hawaii. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 96797 · HI — sent to you.
ZIP 96797 · HI
ACS rent vs 2BR SAFMR
ZIP 96797 — Waipahu, HI HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 96797
- 1-unit detached11,32253.1%
- 1-unit attached1,8938.9%
- 2–4 units2,13610.0%
- 5–49 units5,10323.9%
- 50+ units8163.8%
- Mobile470.2%
2–4 unit share 10.0% · 5–49 unit share 23.9% · combined 2–49 33.9%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,981 (all bedrooms, occupied rentals).
- Median contract rent $1,707.
- Renters paying ≥30% of income 53.0%; ≥50% 25.0%.
- FY2027 2BR SAFMR $2,530 (1.277× ACS median gross rent).
Population
72,717 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -2.1%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 4 projects, 278 units.
- HUD project-based assisted MF: 5 properties, 307 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 717 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 96797 32.1% of occupied households are renters; vacancy is 5.0%; ACS median gross rent is $1,981; population changed -2.1% between the 2018 and 2023 ACS vintages; the housing stock includes 2,136 units in 2–4-unit structures and 5,103 units in 5–49-unit structures; 4 LIHTC projects totaling 278 units; FY2027 2BR SAFMR is $2,530 versus ACS median gross rent of $1,981. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Hawaii research
ZIP 96797 is a Census / HUD profile for Urban Honolulu, HI. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 96797 — Waipahu, HI HUD Section 8 Payment Standards / SAFMR·Hawaii ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Hawaii research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 96797?
ZIP 96797 (Urban Honolulu, HI MSA) has 72,717 residents, 20,259 households, a renter share of 32.1%, median household income of $110,036, and ACS 2023 median gross rent of $1,981. Vacancy is 5.0%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 96797?
ACS counts 271 units in 2-unit buildings, 1,865 in 3–4 unit buildings, 3,255 in 5–9, 1,368 in 10–19, and 480 in 20–49. Combined 2–49 unit stock is 7,239 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 96797?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,530. See the full schedule and 90–110% payment-standard band on the ZIP 96797 — Waipahu, HI HUD Section 8 Payment Standards / SAFMR.
Does this Hawaii ZIP profile include Georgia listings?
No. ZIP 96797 is Census / HUD research for Urban Honolulu, HI MSA. Jeff Crowe CRE does not list Hawaii property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.