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Housing market/California/ZIP 95610

ACS 2023 · FY2027 SAFMR

ZIP 95610 Citrus Heights, California

Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area · California. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
46,759
Households
17,625
Median HH income
$77,565
Renter share
47.7%
Median gross rent
$1,764
Vacancy
3.6%
Pop. change
+1.7%
2BR SAFMR
$2,340
SAFMR / rent
1.327×
2–49 unit stock
4,743
LIHTC proj / units
4 / 498
HUD assisted MF
1 / 27

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 95610 · CA — sent to you.

ZIP 95610 · CA

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ACS rent vs 2BR SAFMR

ZIP 95610 — Citrus Heights, CA HUD Section 8 Payment Standards / SAFMR →
ACS median rent$1,764
2BR SAFMR$2,340
90% floor$2,106
110% ceiling$2,574

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 95610

  • 1-unit detached10,22256.0%
  • 1-unit attached1,5728.6%
  • 2–4 units1,6338.9%
  • 5–49 units3,11017.0%
  • 50+ units1,4798.1%
  • Mobile2471.4%
TypeUnitsShare
1-unit detached10,22255.9%
1-unit attached1,5728.6%
2 units (duplex)4942.7%
3–4 units1,1396.2%
5–9 units1,4738.1%
10–19 units1,2767.0%
20–49 units3612.0%
50+ units1,4798.1%
Mobile2471.4%

2–4 unit share 8.9% · 5–49 unit share 17.0% · combined 2–49 26.0%.

Units by bedrooms

Studio
688
1BR
2,620
2BR
4,698
3BR
7,015
4BR
2,786
5+
470

Rent burden

Rent ≥30% of income56.5%
Rent ≥50% of income22.9%
  • ACS median gross rent $1,764 (all bedrooms, occupied rentals).
  • Median contract rent $1,575.
  • Renters paying ≥30% of income 56.5%; ≥50% 22.9%.
  • FY2027 2BR SAFMR $2,340 (1.327× ACS median gross rent).

Population

46,759 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +1.7%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 4 projects, 498 units.
  • HUD project-based assisted MF: 1 properties, 27 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 1,799 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 95610 47.7% of occupied households are renters; vacancy is 3.6%; ACS median gross rent is $1,764; population increased +1.7% between the 2018 and 2023 ACS vintages; the housing stock includes 1,633 units in 2–4-unit structures and 3,110 units in 5–49-unit structures; 4 LIHTC projects totaling 498 units; FY2027 2BR SAFMR is $2,340 versus ACS median gross rent of $1,764. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

California research

ZIP 95610 is a Census / HUD profile for Sacramento--Roseville--Arden-Arcade, CA. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

ZIP 95610 — Citrus Heights, CA HUD Section 8 Payment Standards / SAFMR·California ZIP directory

Nearby ZIPs in this FMR area

ZIPPlaceRentersMed. rent2BR SAFMR
95603Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area32.9%$1,451$1,87095604Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area100.0%—$2,52095608Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area48.1%$1,549$2,14095609Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area——$2,17095611Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area——$2,17095613Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area——$2,09095614Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area7.1%$2,665$3,14095619Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area39.5%$1,678$2,19095621Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area31.4%$1,776$2,21095623Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area16.0%$1,387$1,98095624Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area23.1%$1,960$2,43095628Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area29.6%$1,857$2,420

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is California research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 95610?

ZIP 95610 (Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area) has 46,759 residents, 17,625 households, a renter share of 47.7%, median household income of $77,565, and ACS 2023 median gross rent of $1,764. Vacancy is 3.6%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 95610?

ACS counts 494 units in 2-unit buildings, 1,139 in 3–4 unit buildings, 1,473 in 5–9, 1,276 in 10–19, and 361 in 20–49. Combined 2–49 unit stock is 4,743 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 95610?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,340. See the full schedule and 90–110% payment-standard band on the ZIP 95610 — Citrus Heights, CA HUD Section 8 Payment Standards / SAFMR.

Does this California ZIP profile include Georgia listings?

No. ZIP 95610 is Census / HUD research for Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. Jeff Crowe CRE does not list California property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.