Housing market/California/ZIP 95405
ZIP 95405 Santa Rosa, California
Santa Rosa-Petaluma, CA MSA · California. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 95405 · CA — sent to you.
ZIP 95405 · CA
ACS rent vs 2BR SAFMR
ZIP 95405 — Santa Rosa, CA HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 95405
- 1-unit detached6,11763.3%
- 1-unit attached1,03310.7%
- 2–4 units8138.4%
- 5–49 units1,38114.3%
- 50+ units3203.3%
2–4 unit share 8.4% · 5–49 unit share 14.3% · combined 2–49 22.7%.
Units by bedrooms
Rent burden
- ACS median gross rent $2,315 (all bedrooms, occupied rentals).
- Median contract rent $2,152.
- Renters paying ≥30% of income 46.7%; ≥50% 19.4%.
- FY2027 2BR SAFMR $3,090 (1.335× ACS median gross rent).
Population
22,811 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +6.3%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 2 projects, 202 units.
- HUD project-based assisted MF: 1 properties, 48 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 892 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 95405 39.4% of occupied households are renters; vacancy is 2.5%; ACS median gross rent is $2,315; population increased +6.3% between the 2018 and 2023 ACS vintages; the housing stock includes 813 units in 2–4-unit structures and 1,381 units in 5–49-unit structures; 2 LIHTC projects totaling 202 units; FY2027 2BR SAFMR is $3,090 versus ACS median gross rent of $2,315. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
California research
ZIP 95405 is a Census / HUD profile for Santa Rosa-Petaluma, CA. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 95405 — Santa Rosa, CA HUD Section 8 Payment Standards / SAFMR·California ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is California research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 95405?
ZIP 95405 (Santa Rosa-Petaluma, CA MSA) has 22,811 residents, 9,419 households, a renter share of 39.4%, median household income of $117,931, and ACS 2023 median gross rent of $2,315. Vacancy is 2.5%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 95405?
ACS counts 180 units in 2-unit buildings, 633 in 3–4 unit buildings, 712 in 5–9, 290 in 10–19, and 379 in 20–49. Combined 2–49 unit stock is 2,194 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 95405?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $3,090. See the full schedule and 90–110% payment-standard band on the ZIP 95405 — Santa Rosa, CA HUD Section 8 Payment Standards / SAFMR.
Does this California ZIP profile include Georgia listings?
No. ZIP 95405 is Census / HUD research for Santa Rosa-Petaluma, CA MSA. Jeff Crowe CRE does not list California property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.