Housing market/Illinois/ZIP 61109

ACS 2023 · FY2027 SAFMR

ZIP 61109 Rockford, Ogle County, Illinois

Ogle County, IL · Illinois. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
26,714
Households
11,031
Median HH income
$61,702
Renter share
37.5%
Median gross rent
$916
Vacancy
6.8%
Pop. change
-1.9%
2BR SAFMR
$1,090
SAFMR / rent
1.190×
2–49 unit stock
2,980
LIHTC proj / units
1 / 40
HUD assisted MF
4 / 234

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 61109 · IL — sent to you.

ZIP 61109 · IL

ACS median rent$916
2BR SAFMR$1,090
90% floor$981
110% ceiling$1,199

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 61109

  • 1-unit detached8,17769.1%
  • 1-unit attached2822.4%
  • 2–4 units6185.2%
  • 5–49 units2,36220.0%
  • 50+ units1601.4%
  • Mobile2301.9%
TypeUnitsShare
1-unit detached8,17769.1%
1-unit attached2822.4%
2 units (duplex)3663.1%
3–4 units2522.1%
5–9 units1,0488.9%
10–19 units9377.9%
20–49 units3773.2%
50+ units1601.4%
Mobile2301.9%

2–4 unit share 5.2% · 5–49 unit share 20.0% · combined 2–49 25.2%.

Units by bedrooms

Studio
185
1BR
1,608
2BR
3,083
3BR
5,069
4BR
1,538
5+
346

Rent burden

Rent ≥30% of income44.7%
Rent ≥50% of income19.0%
  • ACS median gross rent $916 (all bedrooms, occupied rentals).
  • Median contract rent $753.
  • Renters paying ≥30% of income 44.7%; ≥50% 19.0%.
  • FY2027 2BR SAFMR $1,090 (1.190× ACS median gross rent).

Population

26,714 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -1.9%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 1 projects, 40 units.
  • HUD project-based assisted MF: 4 properties, 234 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 61109 37.5% of occupied households are renters; vacancy is 6.8%; ACS median gross rent is $916; population changed -1.9% between the 2018 and 2023 ACS vintages; the housing stock includes 618 units in 2–4-unit structures and 2,362 units in 5–49-unit structures; 1 LIHTC projects totaling 40 units; FY2027 2BR SAFMR is $1,090 versus ACS median gross rent of $916. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Illinois research

ZIP 61109 is a Census / HUD profile for Ogle County, IL. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Illinois research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 61109?

ZIP 61109 (Ogle County, IL) has 26,714 residents, 11,031 households, a renter share of 37.5%, median household income of $61,702, and ACS 2023 median gross rent of $916. Vacancy is 6.8%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 61109?

ACS counts 366 units in 2-unit buildings, 252 in 3–4 unit buildings, 1,048 in 5–9, 937 in 10–19, and 377 in 20–49. Combined 2–49 unit stock is 2,980 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 61109?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,090. See the full schedule and 90–110% payment-standard band on the ZIP 61109 — Rockford, IL HUD Section 8 Payment Standards / SAFMR.

Does this Illinois ZIP profile include Georgia listings?

No. ZIP 61109 is Census / HUD research for Ogle County, IL. Jeff Crowe CRE does not list Illinois property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.