Housing market/Illinois/ZIP 60644

ACS 2023 · FY2027 SAFMR

ZIP 60644 Chicago, Illinois

Chicago-Joliet-Naperville, IL HUD Metro FMR Area · Illinois. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
48,317
Households
18,748
Median HH income
$37,952
Renter share
70.3%
Median gross rent
$1,096
Vacancy
9.1%
Pop. change
+1.3%
2BR SAFMR
$1,640
SAFMR / rent
1.496×
2–49 unit stock
14,892
LIHTC proj / units
38 / 2,227
HUD assisted MF
10 / 760

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 60644 · IL — sent to you.

ZIP 60644 · IL

ACS median rent$1,096
2BR SAFMR$1,640
90% floor$1,476
110% ceiling$1,804

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 60644

  • 1-unit detached3,41816.6%
  • 1-unit attached5482.7%
  • 2–4 units9,91048.1%
  • 5–49 units4,98224.2%
  • 50+ units1,6978.2%
  • Mobile640.3%
TypeUnitsShare
1-unit detached3,41816.6%
1-unit attached5482.7%
2 units (duplex)5,38426.1%
3–4 units4,52622.0%
5–9 units2,17610.6%
10–19 units1,1485.6%
20–49 units1,6588.0%
50+ units1,6978.2%
Mobile640.3%

2–4 unit share 48.1% · 5–49 unit share 24.2% · combined 2–49 72.2%.

Units by bedrooms

Studio
1,289
1BR
4,165
2BR
6,087
3BR
6,602
4BR
1,771
5+
705

Rent burden

Rent ≥30% of income57.1%
Rent ≥50% of income38.4%
  • ACS median gross rent $1,096 (all bedrooms, occupied rentals).
  • Median contract rent $932.
  • Renters paying ≥30% of income 57.1%; ≥50% 38.4%.
  • FY2027 2BR SAFMR $1,640 (1.496× ACS median gross rent).

Population

48,317 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +1.3%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 38 projects, 2,227 units.
  • HUD project-based assisted MF: 10 properties, 760 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 3,088 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 60644 70.3% of occupied households are renters; vacancy is 9.1%; ACS median gross rent is $1,096; population increased +1.3% between the 2018 and 2023 ACS vintages; the housing stock includes 9,910 units in 2–4-unit structures and 4,982 units in 5–49-unit structures; 38 LIHTC projects totaling 2,227 units; FY2027 2BR SAFMR is $1,640 versus ACS median gross rent of $1,096. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Illinois research

ZIP 60644 is a Census / HUD profile for Chicago-Joliet-Naperville, IL. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Illinois research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 60644?

ZIP 60644 (Chicago-Joliet-Naperville, IL HUD Metro FMR Area) has 48,317 residents, 18,748 households, a renter share of 70.3%, median household income of $37,952, and ACS 2023 median gross rent of $1,096. Vacancy is 9.1%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 60644?

ACS counts 5,384 units in 2-unit buildings, 4,526 in 3–4 unit buildings, 2,176 in 5–9, 1,148 in 10–19, and 1,658 in 20–49. Combined 2–49 unit stock is 14,892 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 60644?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,640. See the full schedule and 90–110% payment-standard band on the ZIP 60644 — Chicago, IL HUD Section 8 Payment Standards / SAFMR.

Does this Illinois ZIP profile include Georgia listings?

No. ZIP 60644 is Census / HUD research for Chicago-Joliet-Naperville, IL HUD Metro FMR Area. Jeff Crowe CRE does not list Illinois property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.