Housing market/Michigan/ZIP 48441
ZIP 48441 Harbor Beach, Sanilac County, Michigan
Sanilac County, MI · Michigan. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 48441 · MI — sent to you.
ZIP 48441 · MI
ACS rent vs 2BR SAFMR
ZIP 48441 — Harbor Beach, MI HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 48441
- 1-unit detached1,91788.5%
- 1-unit attached190.9%
- 2–4 units462.1%
- 5–49 units693.2%
- 50+ units311.4%
- Mobile833.8%
2–4 unit share 2.1% · 5–49 unit share 3.2% · combined 2–49 5.3%.
Units by bedrooms
Rent burden
- ACS median gross rent $700 (all bedrooms, occupied rentals).
- Median contract rent $450.
- Renters paying ≥30% of income 33.0%; ≥50% 17.8%.
- FY2027 2BR SAFMR $1,050 (1.500× ACS median gross rent).
Population
3,867 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -3.5%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: not published for this ZIP.
- HUD project-based assisted MF: 1 properties, 100 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 48441 17.1% of occupied households are renters; vacancy is 25.6%; ACS median gross rent is $700; population changed -3.5% between the 2018 and 2023 ACS vintages; the housing stock includes 46 units in 2–4-unit structures and 69 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,050 versus ACS median gross rent of $700. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Michigan research
ZIP 48441 is a Census / HUD profile for Sanilac County, MI. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 48441 — Harbor Beach, MI HUD Section 8 Payment Standards / SAFMR·Michigan ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Michigan research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 48441?
ZIP 48441 (Sanilac County, MI) has 3,867 residents, 1,611 households, a renter share of 17.1%, median household income of $49,877, and ACS 2023 median gross rent of $700. Vacancy is 25.6%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 48441?
ACS counts 36 units in 2-unit buildings, 10 in 3–4 unit buildings, 38 in 5–9, 13 in 10–19, and 18 in 20–49. Combined 2–49 unit stock is 115 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 48441?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,050. See the full schedule and 90–110% payment-standard band on the ZIP 48441 — Harbor Beach, MI HUD Section 8 Payment Standards / SAFMR.
Does this Michigan ZIP profile include Georgia listings?
No. ZIP 48441 is Census / HUD research for Sanilac County, MI. Jeff Crowe CRE does not list Michigan property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.