Housing market/Ohio/ZIP 45822
ZIP 45822 Celina, Mercer County, Ohio
Mercer County, OH · Ohio. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 45822 · OH — sent to you.
ZIP 45822 · OH
ACS rent vs 2BR SAFMR
ZIP 45822 — Celina, OH HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 45822
- 1-unit detached7,40675.1%
- 1-unit attached2212.2%
- 2–4 units7197.3%
- 5–49 units5095.2%
- 50+ units1521.5%
- Mobile8618.7%
2–4 unit share 7.3% · 5–49 unit share 5.2% · combined 2–49 12.4%.
Units by bedrooms
Rent burden
- ACS median gross rent $822 (all bedrooms, occupied rentals).
- Median contract rent $598.
- Renters paying ≥30% of income 35.9%; ≥50% 13.9%.
- FY2027 2BR SAFMR $1,030 (1.253× ACS median gross rent).
Population
20,170 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +7.8%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 7 projects, 330 units.
- HUD project-based assisted MF: 2 properties, 100 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 45822 25.4% of occupied households are renters; vacancy is 14.1%; ACS median gross rent is $822; population increased +7.8% between the 2018 and 2023 ACS vintages; the housing stock includes 719 units in 2–4-unit structures and 509 units in 5–49-unit structures; 7 LIHTC projects totaling 330 units; FY2027 2BR SAFMR is $1,030 versus ACS median gross rent of $822. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Ohio research
ZIP 45822 is a Census / HUD profile for Mercer County, OH. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 45822 — Celina, OH HUD Section 8 Payment Standards / SAFMR·Ohio ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Ohio research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 45822?
ZIP 45822 (Mercer County, OH) has 20,170 residents, 8,476 households, a renter share of 25.4%, median household income of $72,106, and ACS 2023 median gross rent of $822. Vacancy is 14.1%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 45822?
ACS counts 404 units in 2-unit buildings, 315 in 3–4 unit buildings, 274 in 5–9, 120 in 10–19, and 115 in 20–49. Combined 2–49 unit stock is 1,228 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 45822?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,030. See the full schedule and 90–110% payment-standard band on the ZIP 45822 — Celina, OH HUD Section 8 Payment Standards / SAFMR.
Does this Ohio ZIP profile include Georgia listings?
No. ZIP 45822 is Census / HUD research for Mercer County, OH. Jeff Crowe CRE does not list Ohio property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.