Housing market/Ohio/ZIP 45440
ZIP 45440 Dayton, Ohio
Dayton-Kettering-Beavercreek, OH MSA · Ohio. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 45440 · OH — sent to you.
ZIP 45440 · OH
ACS rent vs 2BR SAFMR
ZIP 45440 — Dayton, OH HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 45440
- 1-unit detached5,93459.0%
- 1-unit attached5495.5%
- 2–4 units7727.7%
- 5–49 units2,35523.4%
- 50+ units4104.1%
- Mobile350.3%
2–4 unit share 7.7% · 5–49 unit share 23.4% · combined 2–49 31.1%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,122 (all bedrooms, occupied rentals).
- Median contract rent $964.
- Renters paying ≥30% of income 32.8%; ≥50% 14.2%.
- FY2027 2BR SAFMR $1,370 (1.221× ACS median gross rent).
Population
22,730 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +10.2%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 2 projects, 215 units.
- HUD project-based assisted MF: 1 properties, 165 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 264 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 45440 37.5% of occupied households are renters; vacancy is 4.9%; ACS median gross rent is $1,122; population increased +10.2% between the 2018 and 2023 ACS vintages; the housing stock includes 772 units in 2–4-unit structures and 2,355 units in 5–49-unit structures; 2 LIHTC projects totaling 215 units; FY2027 2BR SAFMR is $1,370 versus ACS median gross rent of $1,122. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Ohio research
ZIP 45440 is a Census / HUD profile for Dayton-Kettering-Beavercreek, OH. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 45440 — Dayton, OH HUD Section 8 Payment Standards / SAFMR·Ohio ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Ohio research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 45440?
ZIP 45440 (Dayton-Kettering-Beavercreek, OH MSA) has 22,730 residents, 9,565 households, a renter share of 37.5%, median household income of $83,378, and ACS 2023 median gross rent of $1,122. Vacancy is 4.9%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 45440?
ACS counts 96 units in 2-unit buildings, 676 in 3–4 unit buildings, 1,074 in 5–9, 925 in 10–19, and 356 in 20–49. Combined 2–49 unit stock is 3,127 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 45440?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,370. See the full schedule and 90–110% payment-standard band on the ZIP 45440 — Dayton, OH HUD Section 8 Payment Standards / SAFMR.
Does this Ohio ZIP profile include Georgia listings?
No. ZIP 45440 is Census / HUD research for Dayton-Kettering-Beavercreek, OH MSA. Jeff Crowe CRE does not list Ohio property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.