Housing market/Ohio/ZIP 45404
ZIP 45404 Dayton, Ohio
Dayton-Kettering-Beavercreek, OH MSA · Ohio. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
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HUD schedule, ACS stock, and the 90–110% band for ZIP 45404 · OH — sent to you.
ZIP 45404 · OH
ACS rent vs 2BR SAFMR
ZIP 45404 — Dayton, OH HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 45404
- 1-unit detached2,98561.6%
- 1-unit attached70414.5%
- 2–4 units2475.1%
- 5–49 units60312.4%
- 50+ units1964.0%
- Mobile1112.3%
2–4 unit share 5.1% · 5–49 unit share 12.4% · combined 2–49 17.5%.
Units by bedrooms
Rent burden
- ACS median gross rent $871 (all bedrooms, occupied rentals).
- Median contract rent $602.
- Renters paying ≥30% of income 51.5%; ≥50% 28.7%.
- FY2027 2BR SAFMR $1,160 (1.332× ACS median gross rent).
Population
10,762 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -0.4%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 3 projects, 213 units.
- HUD project-based assisted MF: 4 properties, 313 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 328 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 45404 60.5% of occupied households are renters; vacancy is 11.7%; ACS median gross rent is $871; population changed -0.4% between the 2018 and 2023 ACS vintages; the housing stock includes 247 units in 2–4-unit structures and 603 units in 5–49-unit structures; 3 LIHTC projects totaling 213 units; FY2027 2BR SAFMR is $1,160 versus ACS median gross rent of $871. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Ohio research
ZIP 45404 is a Census / HUD profile for Dayton-Kettering-Beavercreek, OH. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 45404 — Dayton, OH HUD Section 8 Payment Standards / SAFMR·Ohio ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Ohio research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 45404?
ZIP 45404 (Dayton-Kettering-Beavercreek, OH MSA) has 10,762 residents, 4,278 households, a renter share of 60.5%, median household income of $35,286, and ACS 2023 median gross rent of $871. Vacancy is 11.7%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 45404?
ACS counts 86 units in 2-unit buildings, 161 in 3–4 unit buildings, 214 in 5–9, 244 in 10–19, and 145 in 20–49. Combined 2–49 unit stock is 850 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 45404?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,160. See the full schedule and 90–110% payment-standard band on the ZIP 45404 — Dayton, OH HUD Section 8 Payment Standards / SAFMR.
Does this Ohio ZIP profile include Georgia listings?
No. ZIP 45404 is Census / HUD research for Dayton-Kettering-Beavercreek, OH MSA. Jeff Crowe CRE does not list Ohio property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.