Housing market/Kentucky/ZIP 41031

ACS 2023 · FY2027 SAFMR

ZIP 41031 Cynthiana, Robertson County, Kentucky

Robertson County, KY · Kentucky. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
16,748
Households
6,383
Median HH income
$62,052
Renter share
29.9%
Median gross rent
$765
Vacancy
9.5%
Pop. change
+5.9%
2BR SAFMR
$1,150
SAFMR / rent
1.503×
2–49 unit stock
991
LIHTC proj / units
2 / 75
HUD assisted MF
2 / 73

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 41031 · KY — sent to you.

ZIP 41031 · KY

ACS median rent$765
2BR SAFMR$1,150
90% floor$1,035
110% ceiling$1,265

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 41031

  • 1-unit detached5,21373.9%
  • 1-unit attached1061.5%
  • 2–4 units6148.7%
  • 5–49 units3775.3%
  • Mobile74010.5%
TypeUnitsShare
1-unit detached5,21373.9%
1-unit attached1061.5%
2 units (duplex)3795.4%
3–4 units2353.3%
5–9 units2433.4%
10–19 units971.4%
20–49 units370.5%
50+ units00.0%
Mobile74010.5%

2–4 unit share 8.7% · 5–49 unit share 5.3% · combined 2–49 14.1%.

Units by bedrooms

Studio
47
1BR
483
2BR
1,611
3BR
3,331
4BR
1,349
5+
229

Rent burden

Rent ≥30% of income34.3%
Rent ≥50% of income23.9%
  • ACS median gross rent $765 (all bedrooms, occupied rentals).
  • Median contract rent $543.
  • Renters paying ≥30% of income 34.3%; ≥50% 23.9%.
  • FY2027 2BR SAFMR $1,150 (1.503× ACS median gross rent).

Population

16,748 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +5.9%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 2 projects, 75 units.
  • HUD project-based assisted MF: 2 properties, 73 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 41031 29.9% of occupied households are renters; vacancy is 9.5%; ACS median gross rent is $765; population increased +5.9% between the 2018 and 2023 ACS vintages; the housing stock includes 614 units in 2–4-unit structures and 377 units in 5–49-unit structures; 2 LIHTC projects totaling 75 units; FY2027 2BR SAFMR is $1,150 versus ACS median gross rent of $765. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Kentucky research

ZIP 41031 is a Census / HUD profile for Robertson County, KY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Kentucky research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 41031?

ZIP 41031 (Robertson County, KY) has 16,748 residents, 6,383 households, a renter share of 29.9%, median household income of $62,052, and ACS 2023 median gross rent of $765. Vacancy is 9.5%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 41031?

ACS counts 379 units in 2-unit buildings, 235 in 3–4 unit buildings, 243 in 5–9, 97 in 10–19, and 37 in 20–49. Combined 2–49 unit stock is 991 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 41031?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,150. See the full schedule and 90–110% payment-standard band on the ZIP 41031 — Cynthiana, KY HUD Section 8 Payment Standards / SAFMR.

Does this Kentucky ZIP profile include Georgia listings?

No. ZIP 41031 is Census / HUD research for Robertson County, KY. Jeff Crowe CRE does not list Kentucky property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.