Housing market/Kentucky/ZIP 40111
ZIP 40111 Cloverport, Breckinridge County, Kentucky
Breckinridge County, KY · Kentucky. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 40111 · KY — sent to you.
ZIP 40111 · KY
ACS rent vs 2BR SAFMR
ZIP 40111 — Cloverport, KY HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 40111
- 1-unit detached56767.2%
- 2–4 units50.6%
- 5–49 units9010.7%
- 50+ units151.8%
- Mobile16719.8%
2–4 unit share 0.6% · 5–49 unit share 10.7% · combined 2–49 11.3%.
Units by bedrooms
Rent burden
- ACS median gross rent $329 (all bedrooms, occupied rentals).
- Median contract rent $195.
- Renters paying ≥30% of income 15.9%; ≥50% 5.3%.
- FY2027 2BR SAFMR $910 (2.766× ACS median gross rent).
Population
2,121 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +59.6%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 1 projects, 24 units.
- HUD project-based assisted MF: 2 properties, 88 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 40111 26.3% of occupied households are renters; vacancy is 14.9%; ACS median gross rent is $329; population increased +59.6% between the 2018 and 2023 ACS vintages; the housing stock includes 5 units in 2–4-unit structures and 90 units in 5–49-unit structures; 1 LIHTC projects totaling 24 units; FY2027 2BR SAFMR is $910 versus ACS median gross rent of $329. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Kentucky research
ZIP 40111 is a Census / HUD profile for Breckinridge County, KY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 40111 — Cloverport, KY HUD Section 8 Payment Standards / SAFMR·Kentucky ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Kentucky research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 40111?
ZIP 40111 (Breckinridge County, KY) has 2,121 residents, 718 households, a renter share of 26.3%, median household income of $41,923, and ACS 2023 median gross rent of $329. Vacancy is 14.9%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 40111?
ACS counts 0 units in 2-unit buildings, 5 in 3–4 unit buildings, 36 in 5–9, 25 in 10–19, and 29 in 20–49. Combined 2–49 unit stock is 95 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 40111?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $910. See the full schedule and 90–110% payment-standard band on the ZIP 40111 — Cloverport, KY HUD Section 8 Payment Standards / SAFMR.
Does this Kentucky ZIP profile include Georgia listings?
No. ZIP 40111 is Census / HUD research for Breckinridge County, KY. Jeff Crowe CRE does not list Kentucky property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.