Housing market/Tennessee/ZIP 38372
ZIP 38372 Savannah, Hardin County, Tennessee
Hardin County, TN · Tennessee. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 38372 · TN — sent to you.
ZIP 38372 · TN
ACS rent vs 2BR SAFMR
ZIP 38372 — Savannah, TN HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 38372
- 1-unit detached6,95780.5%
- 1-unit attached390.5%
- 2–4 units5336.2%
- 5–49 units1902.2%
- 50+ units60.1%
- Mobile91510.6%
2–4 unit share 6.1% · 5–49 unit share 2.2% · combined 2–49 8.3%.
Units by bedrooms
Rent burden
- ACS median gross rent $759 (all bedrooms, occupied rentals).
- Median contract rent $514.
- Renters paying ≥30% of income 35.1%; ≥50% 16.3%.
- FY2027 2BR SAFMR $1,000 (1.318× ACS median gross rent).
Population
17,659 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +0.9%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 5 projects, 270 units.
- HUD project-based assisted MF: 4 properties, 107 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 38372 27.3% of occupied households are renters; vacancy is 21.6%; ACS median gross rent is $759; population increased +0.9% between the 2018 and 2023 ACS vintages; the housing stock includes 533 units in 2–4-unit structures and 190 units in 5–49-unit structures; 5 LIHTC projects totaling 270 units; FY2027 2BR SAFMR is $1,000 versus ACS median gross rent of $759. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Tennessee research
ZIP 38372 is a Census / HUD profile for Hardin County, TN. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 38372 — Savannah, TN HUD Section 8 Payment Standards / SAFMR·Tennessee ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Tennessee research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 38372?
ZIP 38372 (Hardin County, TN) has 17,659 residents, 6,820 households, a renter share of 27.3%, median household income of $51,250, and ACS 2023 median gross rent of $759. Vacancy is 21.6%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 38372?
ACS counts 222 units in 2-unit buildings, 311 in 3–4 unit buildings, 111 in 5–9, 0 in 10–19, and 79 in 20–49. Combined 2–49 unit stock is 723 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 38372?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,000. See the full schedule and 90–110% payment-standard band on the ZIP 38372 — Savannah, TN HUD Section 8 Payment Standards / SAFMR.
Does this Tennessee ZIP profile include Georgia listings?
No. ZIP 38372 is Census / HUD research for Hardin County, TN. Jeff Crowe CRE does not list Tennessee property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.