Housing market/Tennessee/ZIP 37748
ZIP 37748 Harriman, Roane County, Tennessee
Roane County, TN HUD Metro FMR Area · Tennessee. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 37748 · TN — sent to you.
ZIP 37748 · TN
ACS rent vs 2BR SAFMR
ZIP 37748 — Harriman, TN HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 37748
- 1-unit detached6,13274.8%
- 1-unit attached1111.4%
- 2–4 units4405.4%
- 5–49 units1381.7%
- 50+ units1311.6%
- Mobile1,24215.2%
2–4 unit share 5.4% · 5–49 unit share 1.7% · combined 2–49 7.0%.
Units by bedrooms
Rent burden
- ACS median gross rent $760 (all bedrooms, occupied rentals).
- Median contract rent $555.
- Renters paying ≥30% of income 48.7%; ≥50% 18.5%.
- FY2027 2BR SAFMR $1,040 (1.368× ACS median gross rent).
Population
17,021 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +0.9%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 1 projects, 137 units.
- HUD project-based assisted MF: 1 properties, 136 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 37748 25.4% of occupied households are renters; vacancy is 13.7%; ACS median gross rent is $760; population increased +0.9% between the 2018 and 2023 ACS vintages; the housing stock includes 440 units in 2–4-unit structures and 138 units in 5–49-unit structures; 1 LIHTC projects totaling 137 units; FY2027 2BR SAFMR is $1,040 versus ACS median gross rent of $760. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Tennessee research
ZIP 37748 is a Census / HUD profile for Roane County, TN. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 37748 — Harriman, TN HUD Section 8 Payment Standards / SAFMR·Tennessee ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Tennessee research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 37748?
ZIP 37748 (Roane County, TN HUD Metro FMR Area) has 17,021 residents, 7,080 households, a renter share of 25.4%, median household income of $58,649, and ACS 2023 median gross rent of $760. Vacancy is 13.7%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 37748?
ACS counts 210 units in 2-unit buildings, 230 in 3–4 unit buildings, 36 in 5–9, 42 in 10–19, and 60 in 20–49. Combined 2–49 unit stock is 578 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 37748?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,040. See the full schedule and 90–110% payment-standard band on the ZIP 37748 — Harriman, TN HUD Section 8 Payment Standards / SAFMR.
Does this Tennessee ZIP profile include Georgia listings?
No. ZIP 37748 is Census / HUD research for Roane County, TN HUD Metro FMR Area. Jeff Crowe CRE does not list Tennessee property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.