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Housing market/Tennessee/ZIP 37189

ACS 2023 · FY2027 SAFMR

ZIP 37189 Whites Creek, Tennessee

Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area · Tennessee. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
3,591
Households
1,459
Median HH income
$93,577
Renter share
14.9%
Median gross rent
$1,082
Vacancy
7.1%
Pop. change
-5.5%
2BR SAFMR
$1,600
SAFMR / rent
1.479×
2–49 unit stock
65
LIHTC proj / units
2 / 114
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 37189 · TN — sent to you.

ZIP 37189 · TN

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ACS rent vs 2BR SAFMR

ZIP 37189 — Whites Creek, TN HUD Section 8 Payment Standards / SAFMR →
ACS median rent$1,082
2BR SAFMR$1,600
90% floor$1,440
110% ceiling$1,760

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 37189

  • 1-unit detached1,43491.3%
  • 1-unit attached412.6%
  • 2–4 units412.6%
  • 5–49 units241.5%
  • Mobile312.0%
TypeUnitsShare
1-unit detached1,43491.3%
1-unit attached412.6%
2 units (duplex)312.0%
3–4 units100.6%
5–9 units00.0%
10–19 units241.5%
20–49 units00.0%
50+ units00.0%
Mobile312.0%

2–4 unit share 2.6% · 5–49 unit share 1.5% · combined 2–49 4.1%.

Units by bedrooms

Studio
0
1BR
65
2BR
222
3BR
842
4BR
347
5+
95

Rent burden

Rent ≥30% of income29.8%
Rent ≥50% of income29.8%
  • ACS median gross rent $1,082 (all bedrooms, occupied rentals).
  • Median contract rent $964.
  • Renters paying ≥30% of income 29.8%; ≥50% 29.8%.
  • FY2027 2BR SAFMR $1,600 (1.479× ACS median gross rent).

Population

3,591 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -5.5%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 2 projects, 114 units.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 2,876 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 37189 14.9% of occupied households are renters; vacancy is 7.1%; ACS median gross rent is $1,082; population changed -5.5% between the 2018 and 2023 ACS vintages; the housing stock includes 41 units in 2–4-unit structures and 24 units in 5–49-unit structures; 2 LIHTC projects totaling 114 units; FY2027 2BR SAFMR is $1,600 versus ACS median gross rent of $1,082. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Tennessee research

ZIP 37189 is a Census / HUD profile for Nashville-Davidson--Murfreesboro--Franklin, TN. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

ZIP 37189 — Whites Creek, TN HUD Section 8 Payment Standards / SAFMR·Tennessee ZIP directory

Nearby ZIPs in this FMR area

ZIPPlaceRentersMed. rent2BR SAFMR
37010Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area5.1%$970$1,23037011Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area——$1,84037013Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area45.8%$1,450$1,92037014Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area0.0%—$2,32037015Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area21.7%$1,244$1,54037016Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area14.6%$1,105$1,35037024Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area——$1,84037027Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area17.3%$2,141$2,50037029Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area7.5%$916$1,21037031Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area7.1%$1,005$1,35037032Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area15.4%$1,075$1,24037035Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area12.2%—$1,570

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Tennessee research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 37189?

ZIP 37189 (Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area) has 3,591 residents, 1,459 households, a renter share of 14.9%, median household income of $93,577, and ACS 2023 median gross rent of $1,082. Vacancy is 7.1%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 37189?

ACS counts 31 units in 2-unit buildings, 10 in 3–4 unit buildings, 0 in 5–9, 24 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 65 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 37189?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,600. See the full schedule and 90–110% payment-standard band on the ZIP 37189 — Whites Creek, TN HUD Section 8 Payment Standards / SAFMR.

Does this Tennessee ZIP profile include Georgia listings?

No. ZIP 37189 is Census / HUD research for Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area. Jeff Crowe CRE does not list Tennessee property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.