Housing market/Florida/ZIP 32177
ZIP 32177 Palatka, Putnam County, Florida
Putnam County, FL · Florida. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 32177 · FL — sent to you.
ZIP 32177 · FL
ACS rent vs 2BR SAFMR
ZIP 32177 — Palatka, FL HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 32177
- 1-unit detached7,09962.0%
- 1-unit attached1010.9%
- 2–4 units9918.7%
- 5–49 units6966.1%
- 50+ units2472.2%
- Mobile2,32220.3%
2–4 unit share 8.6% · 5–49 unit share 6.0% · combined 2–49 14.6%.
Units by bedrooms
Rent burden
- ACS median gross rent $940 (all bedrooms, occupied rentals).
- Median contract rent $725.
- Renters paying ≥30% of income 53.7%; ≥50% 17.3%.
- FY2027 2BR SAFMR $1,090 (1.160× ACS median gross rent).
Population
26,046 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -1.3%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 7 projects, 494 units.
- HUD project-based assisted MF: 6 properties, 258 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 32177 36.7% of occupied households are renters; vacancy is 8.7%; ACS median gross rent is $940; population changed -1.3% between the 2018 and 2023 ACS vintages; the housing stock includes 991 units in 2–4-unit structures and 696 units in 5–49-unit structures; 7 LIHTC projects totaling 494 units; FY2027 2BR SAFMR is $1,090 versus ACS median gross rent of $940. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Florida research
ZIP 32177 is a Census / HUD profile for Putnam County, FL. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 32177 — Palatka, FL HUD Section 8 Payment Standards / SAFMR·Florida ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Florida research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 32177?
ZIP 32177 (Putnam County, FL) has 26,046 residents, 10,544 households, a renter share of 36.7%, median household income of $47,486, and ACS 2023 median gross rent of $940. Vacancy is 8.7%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 32177?
ACS counts 591 units in 2-unit buildings, 400 in 3–4 unit buildings, 521 in 5–9, 147 in 10–19, and 28 in 20–49. Combined 2–49 unit stock is 1,687 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 32177?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,090. See the full schedule and 90–110% payment-standard band on the ZIP 32177 — Palatka, FL HUD Section 8 Payment Standards / SAFMR.
Does this Florida ZIP profile include Georgia listings?
No. ZIP 32177 is Census / HUD research for Putnam County, FL. Jeff Crowe CRE does not list Florida property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.