Housing market/North Carolina/ZIP 28630
ZIP 28630 Granite Falls, North Carolina
Hickory-Lenoir-Morganton, NC MSA · North Carolina. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 28630 · NC — sent to you.
ZIP 28630 · NC
ACS rent vs 2BR SAFMR
ZIP 28630 — Granite Falls, NC HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 28630
- 1-unit detached6,67072.4%
- 1-unit attached1031.1%
- 2–4 units3403.7%
- 5–49 units3383.7%
- Mobile1,76019.1%
2–4 unit share 3.7% · 5–49 unit share 3.7% · combined 2–49 7.4%.
Units by bedrooms
Rent burden
- ACS median gross rent $808 (all bedrooms, occupied rentals).
- Median contract rent $563.
- Renters paying ≥30% of income 35.4%; ≥50% 18.9%.
- FY2027 2BR SAFMR $1,130 (1.399× ACS median gross rent).
Population
20,400 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +2.0%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 1 projects, 66 units.
- HUD project-based assisted MF: 2 properties, 58 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 28630 22.6% of occupied households are renters; vacancy is 13.0%; ACS median gross rent is $808; population increased +2.0% between the 2018 and 2023 ACS vintages; the housing stock includes 340 units in 2–4-unit structures and 338 units in 5–49-unit structures; 1 LIHTC projects totaling 66 units; FY2027 2BR SAFMR is $1,130 versus ACS median gross rent of $808. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
North Carolina research
ZIP 28630 is a Census / HUD profile for Hickory-Lenoir-Morganton, NC. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 28630 — Granite Falls, NC HUD Section 8 Payment Standards / SAFMR·North Carolina ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is North Carolina research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 28630?
ZIP 28630 (Hickory-Lenoir-Morganton, NC MSA) has 20,400 residents, 8,023 households, a renter share of 22.6%, median household income of $65,713, and ACS 2023 median gross rent of $808. Vacancy is 13.0%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 28630?
ACS counts 95 units in 2-unit buildings, 245 in 3–4 unit buildings, 246 in 5–9, 29 in 10–19, and 63 in 20–49. Combined 2–49 unit stock is 678 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 28630?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,130. See the full schedule and 90–110% payment-standard band on the ZIP 28630 — Granite Falls, NC HUD Section 8 Payment Standards / SAFMR.
Does this North Carolina ZIP profile include Georgia listings?
No. ZIP 28630 is Census / HUD research for Hickory-Lenoir-Morganton, NC MSA. Jeff Crowe CRE does not list North Carolina property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.