Housing market/North Carolina/ZIP 28210

ACS 2023 · FY2027 SAFMR

ZIP 28210 Charlotte, North Carolina

Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area · North Carolina. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
47,537
Households
20,727
Median HH income
$94,145
Renter share
44.8%
Median gross rent
$1,444
Vacancy
7.4%
Pop. change
-1.6%
2BR SAFMR
$1,940
SAFMR / rent
1.343×
2–49 unit stock
7,217
LIHTC proj / units
1 / 50
HUD assisted MF
4 / 29

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 28210 · NC — sent to you.

ZIP 28210 · NC

ACS median rent$1,444
2BR SAFMR$1,940
90% floor$1,746
110% ceiling$2,134

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 28210

  • 1-unit detached9,45442.3%
  • 1-unit attached3,74616.7%
  • 2–4 units9814.4%
  • 5–49 units6,23627.9%
  • 50+ units1,8938.5%
  • Mobile660.3%
TypeUnitsShare
1-unit detached9,45442.3%
1-unit attached3,74616.7%
2 units (duplex)2771.2%
3–4 units7043.1%
5–9 units1,8578.3%
10–19 units2,48111.1%
20–49 units1,8988.5%
50+ units1,8938.5%
Mobile660.3%

2–4 unit share 4.4% · 5–49 unit share 27.9% · combined 2–49 32.3%.

Units by bedrooms

Studio
697
1BR
3,343
2BR
6,870
3BR
6,349
4BR
4,137
5+
980

Rent burden

Rent ≥30% of income47.3%
Rent ≥50% of income23.4%
  • ACS median gross rent $1,444 (all bedrooms, occupied rentals).
  • Median contract rent $1,297.
  • Renters paying ≥30% of income 47.3%; ≥50% 23.4%.
  • FY2027 2BR SAFMR $1,940 (1.343× ACS median gross rent).

Population

47,537 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -1.6%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 1 projects, 50 units.
  • HUD project-based assisted MF: 4 properties, 29 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 3,651 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 28210 44.8% of occupied households are renters; vacancy is 7.4%; ACS median gross rent is $1,444; population changed -1.6% between the 2018 and 2023 ACS vintages; the housing stock includes 981 units in 2–4-unit structures and 6,236 units in 5–49-unit structures; 1 LIHTC projects totaling 50 units; FY2027 2BR SAFMR is $1,940 versus ACS median gross rent of $1,444. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

North Carolina research

ZIP 28210 is a Census / HUD profile for Charlotte-Concord-Gastonia, NC-SC, NC. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is North Carolina research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 28210?

ZIP 28210 (Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area) has 47,537 residents, 20,727 households, a renter share of 44.8%, median household income of $94,145, and ACS 2023 median gross rent of $1,444. Vacancy is 7.4%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 28210?

ACS counts 277 units in 2-unit buildings, 704 in 3–4 unit buildings, 1,857 in 5–9, 2,481 in 10–19, and 1,898 in 20–49. Combined 2–49 unit stock is 7,217 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 28210?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,940. See the full schedule and 90–110% payment-standard band on the ZIP 28210 — Charlotte, NC HUD Section 8 Payment Standards / SAFMR.

Does this North Carolina ZIP profile include Georgia listings?

No. ZIP 28210 is Census / HUD research for Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area. Jeff Crowe CRE does not list North Carolina property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.