Housing market/Maryland/ZIP 21093

ACS 2023 · FY2027 SAFMR

ZIP 21093 Lutherville Timonium, Maryland

Baltimore-Columbia-Towson, MD MSA · Maryland. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
38,895
Households
15,666
Median HH income
$121,771
Renter share
21.3%
Median gross rent
$1,581
Vacancy
4.0%
Pop. change
+2.6%
2BR SAFMR
$1,940
SAFMR / rent
1.227×
2–49 unit stock
4,061
LIHTC proj / units
1 / 26
HUD assisted MF
2 / 104

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 21093 · MD — sent to you.

ZIP 21093 · MD

ACS median rent$1,581
2BR SAFMR$1,940
90% floor$1,746
110% ceiling$2,134

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 21093

  • 1-unit detached9,06355.6%
  • 1-unit attached2,13113.1%
  • 2–4 units1731.1%
  • 5–49 units3,88823.8%
  • 50+ units1,0276.3%
  • Mobile310.2%
TypeUnitsShare
1-unit detached9,06355.6%
1-unit attached2,13113.1%
2 units (duplex)1160.7%
3–4 units570.3%
5–9 units1,4288.8%
10–19 units2,01212.3%
20–49 units4482.7%
50+ units1,0276.3%
Mobile310.2%

2–4 unit share 1.1% · 5–49 unit share 23.8% · combined 2–49 24.9%.

Units by bedrooms

Studio
409
1BR
957
2BR
4,006
3BR
5,437
4BR
4,144
5+
1,360

Rent burden

Rent ≥30% of income49.5%
Rent ≥50% of income30.2%
  • ACS median gross rent $1,581 (all bedrooms, occupied rentals).
  • Median contract rent $1,446.
  • Renters paying ≥30% of income 49.5%; ≥50% 30.2%.
  • FY2027 2BR SAFMR $1,940 (1.227× ACS median gross rent).

Population

38,895 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +2.6%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 1 projects, 26 units.
  • HUD project-based assisted MF: 2 properties, 104 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 379 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 21093 21.3% of occupied households are renters; vacancy is 4.0%; ACS median gross rent is $1,581; population increased +2.6% between the 2018 and 2023 ACS vintages; the housing stock includes 173 units in 2–4-unit structures and 3,888 units in 5–49-unit structures; 1 LIHTC projects totaling 26 units; FY2027 2BR SAFMR is $1,940 versus ACS median gross rent of $1,581. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Maryland research

ZIP 21093 is a Census / HUD profile for Baltimore-Columbia-Towson, MD. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Maryland research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 21093?

ZIP 21093 (Baltimore-Columbia-Towson, MD MSA) has 38,895 residents, 15,666 households, a renter share of 21.3%, median household income of $121,771, and ACS 2023 median gross rent of $1,581. Vacancy is 4.0%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 21093?

ACS counts 116 units in 2-unit buildings, 57 in 3–4 unit buildings, 1,428 in 5–9, 2,012 in 10–19, and 448 in 20–49. Combined 2–49 unit stock is 4,061 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 21093?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,940. See the full schedule and 90–110% payment-standard band on the ZIP 21093 — Lutherville Timonium, MD HUD Section 8 Payment Standards / SAFMR.

Does this Maryland ZIP profile include Georgia listings?

No. ZIP 21093 is Census / HUD research for Baltimore-Columbia-Towson, MD MSA. Jeff Crowe CRE does not list Maryland property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.