Housing market/Maryland/ZIP 21014

ACS 2023 · FY2027 SAFMR

ZIP 21014 Bel Air, Maryland

Baltimore-Columbia-Towson, MD MSA · Maryland. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
37,976
Households
14,565
Median HH income
$113,825
Renter share
23.1%
Median gross rent
$1,571
Vacancy
2.7%
Pop. change
+6.4%
2BR SAFMR
$1,950
SAFMR / rent
1.241×
2–49 unit stock
3,365
LIHTC proj / units
2 / 173
HUD assisted MF
2 / 153

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 21014 · MD — sent to you.

ZIP 21014 · MD

ACS median rent$1,571
2BR SAFMR$1,950
90% floor$1,755
110% ceiling$2,145

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 21014

  • 1-unit detached8,37855.9%
  • 1-unit attached2,63217.6%
  • 2–4 units3642.4%
  • 5–49 units3,00120.0%
  • 50+ units5053.4%
  • Mobile950.6%
TypeUnitsShare
1-unit detached8,37855.9%
1-unit attached2,63217.6%
2 units (duplex)1621.1%
3–4 units2021.3%
5–9 units8855.9%
10–19 units1,72111.5%
20–49 units3952.6%
50+ units5053.4%
Mobile950.6%

2–4 unit share 2.4% · 5–49 unit share 20.0% · combined 2–49 22.5%.

Units by bedrooms

Studio
369
1BR
1,135
2BR
3,283
3BR
4,866
4BR
4,367
5+
955

Rent burden

Rent ≥30% of income51.7%
Rent ≥50% of income28.1%
  • ACS median gross rent $1,571 (all bedrooms, occupied rentals).
  • Median contract rent $1,351.
  • Renters paying ≥30% of income 51.7%; ≥50% 28.1%.
  • FY2027 2BR SAFMR $1,950 (1.241× ACS median gross rent).

Population

37,976 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +6.4%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 2 projects, 173 units.
  • HUD project-based assisted MF: 2 properties, 153 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 137 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 21014 23.1% of occupied households are renters; vacancy is 2.7%; ACS median gross rent is $1,571; population increased +6.4% between the 2018 and 2023 ACS vintages; the housing stock includes 364 units in 2–4-unit structures and 3,001 units in 5–49-unit structures; 2 LIHTC projects totaling 173 units; FY2027 2BR SAFMR is $1,950 versus ACS median gross rent of $1,571. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Maryland research

ZIP 21014 is a Census / HUD profile for Baltimore-Columbia-Towson, MD. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Maryland research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 21014?

ZIP 21014 (Baltimore-Columbia-Towson, MD MSA) has 37,976 residents, 14,565 households, a renter share of 23.1%, median household income of $113,825, and ACS 2023 median gross rent of $1,571. Vacancy is 2.7%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 21014?

ACS counts 162 units in 2-unit buildings, 202 in 3–4 unit buildings, 885 in 5–9, 1,721 in 10–19, and 395 in 20–49. Combined 2–49 unit stock is 3,365 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 21014?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,950. See the full schedule and 90–110% payment-standard band on the ZIP 21014 — Bel Air, MD HUD Section 8 Payment Standards / SAFMR.

Does this Maryland ZIP profile include Georgia listings?

No. ZIP 21014 is Census / HUD research for Baltimore-Columbia-Towson, MD MSA. Jeff Crowe CRE does not list Maryland property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.