Housing market/New York/ZIP 14904
ZIP 14904 Elmira, New York
Elmira, NY MSA · New York. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 14904 · NY — sent to you.
ZIP 14904 · NY
ACS rent vs 2BR SAFMR
ZIP 14904 — Elmira, NY HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 14904
- 1-unit detached4,91164.6%
- 1-unit attached2062.7%
- 2–4 units1,77723.4%
- 5–49 units3494.6%
- 50+ units3114.1%
- Mobile500.7%
2–4 unit share 23.3% · 5–49 unit share 4.6% · combined 2–49 27.9%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,005 (all bedrooms, occupied rentals).
- Median contract rent $788.
- Renters paying ≥30% of income 54.8%; ≥50% 36.0%.
- FY2027 2BR SAFMR $1,340 (1.333× ACS median gross rent).
Population
14,276 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -7.8%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 4 projects, 143 units.
- HUD project-based assisted MF: 2 properties, 140 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 65 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 14904 36.0% of occupied households are renters; vacancy is 15.9%; ACS median gross rent is $1,005; population changed -7.8% between the 2018 and 2023 ACS vintages; the housing stock includes 1,777 units in 2–4-unit structures and 349 units in 5–49-unit structures; 4 LIHTC projects totaling 143 units; FY2027 2BR SAFMR is $1,340 versus ACS median gross rent of $1,005. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
New York research
ZIP 14904 is a Census / HUD profile for Elmira, NY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 14904 — Elmira, NY HUD Section 8 Payment Standards / SAFMR·New York ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is New York research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 14904?
ZIP 14904 (Elmira, NY MSA) has 14,276 residents, 6,419 households, a renter share of 36.0%, median household income of $54,563, and ACS 2023 median gross rent of $1,005. Vacancy is 15.9%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 14904?
ACS counts 1,442 units in 2-unit buildings, 335 in 3–4 unit buildings, 165 in 5–9, 127 in 10–19, and 57 in 20–49. Combined 2–49 unit stock is 2,126 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 14904?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,340. See the full schedule and 90–110% payment-standard band on the ZIP 14904 — Elmira, NY HUD Section 8 Payment Standards / SAFMR.
Does this New York ZIP profile include Georgia listings?
No. ZIP 14904 is Census / HUD research for Elmira, NY MSA. Jeff Crowe CRE does not list New York property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.