Housing market/New York/ZIP 13862

ACS 2023 · FY2027 SAFMR

ZIP 13862 Whitney Point, Cortland County, New York

Cortland County, NY · New York. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
3,667
Households
1,468
Median HH income
$61,623
Renter share
25.2%
Median gross rent
$833
Vacancy
12.3%
Pop. change
-17.2%
2BR SAFMR
$1,100
SAFMR / rent
1.321×
2–49 unit stock
221
LIHTC proj / units
—
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 13862 · NY — sent to you.

ZIP 13862 · NY

ACS median rent$833
2BR SAFMR$1,100
90% floor$990
110% ceiling$1,210

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 13862

  • 1-unit detached1,09865.7%
  • 1-unit attached100.6%
  • 2–4 units1659.9%
  • 5–49 units563.4%
  • 50+ units80.5%
  • Mobile33420.0%
TypeUnitsShare
1-unit detached1,09865.6%
1-unit attached100.6%
2 units (duplex)764.5%
3–4 units895.3%
5–9 units100.6%
10–19 units191.1%
20–49 units271.6%
50+ units80.5%
Mobile33420.0%

2–4 unit share 9.9% · 5–49 unit share 3.3% · combined 2–49 13.2%.

Units by bedrooms

Studio
8
1BR
132
2BR
373
3BR
751
4BR
282
5+
128

Rent burden

Rent ≥30% of income35.1%
Rent ≥50% of income9.2%
  • ACS median gross rent $833 (all bedrooms, occupied rentals).
  • Median contract rent $658.
  • Renters paying ≥30% of income 35.1%; ≥50% 9.2%.
  • FY2027 2BR SAFMR $1,100 (1.321× ACS median gross rent).

Population

3,667 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -17.2%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 239 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 13862 25.2% of occupied households are renters; vacancy is 12.3%; ACS median gross rent is $833; population changed -17.2% between the 2018 and 2023 ACS vintages; the housing stock includes 165 units in 2–4-unit structures and 56 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,100 versus ACS median gross rent of $833. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

New York research

ZIP 13862 is a Census / HUD profile for Cortland County, NY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is New York research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 13862?

ZIP 13862 (Cortland County, NY) has 3,667 residents, 1,468 households, a renter share of 25.2%, median household income of $61,623, and ACS 2023 median gross rent of $833. Vacancy is 12.3%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 13862?

ACS counts 76 units in 2-unit buildings, 89 in 3–4 unit buildings, 10 in 5–9, 19 in 10–19, and 27 in 20–49. Combined 2–49 unit stock is 221 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 13862?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,100. See the full schedule and 90–110% payment-standard band on the ZIP 13862 — Whitney Point, NY HUD Section 8 Payment Standards / SAFMR.

Does this New York ZIP profile include Georgia listings?

No. ZIP 13862 is Census / HUD research for Cortland County, NY. Jeff Crowe CRE does not list New York property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.