Housing market/New York/ZIP 12945

ACS 2023 · FY2027 SAFMR

ZIP 12945 Lake Clear, Franklin County, New York

Franklin County, NY · New York. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
535
Households
197
Median HH income
$88,114
Renter share
0.0%
Median gross rent
—
Vacancy
63.4%
Pop. change
-7.9%
2BR SAFMR
$1,030
SAFMR / rent
—
2–49 unit stock
43
LIHTC proj / units
—
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 12945 · NY — sent to you.

ZIP 12945 · NY

2BR SAFMR$1,030
90% floor$927
110% ceiling$1,133

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 12945

  • 1-unit detached49692.0%
  • 2–4 units438.0%
TypeUnitsShare
1-unit detached49692.0%
1-unit attached00.0%
2 units (duplex)376.9%
3–4 units61.1%
5–9 units00.0%
10–19 units00.0%
20–49 units00.0%
50+ units00.0%
Mobile00.0%

2–4 unit share 8.0% · 5–49 unit share 0.0% · combined 2–49 8.0%.

Units by bedrooms

Studio
17
1BR
58
2BR
274
3BR
154
4BR
29
5+
7

Population

535 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -7.9%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 12945 0.0% of occupied households are renters; vacancy is 63.4%; population changed -7.9% between the 2018 and 2023 ACS vintages; the housing stock includes 43 units in 2–4-unit structures and 0 units in 5–49-unit structures. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

New York research

ZIP 12945 is a Census / HUD profile for Franklin County, NY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is New York research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 12945?

ZIP 12945 (Franklin County, NY) has 535 residents, 197 households, a renter share of 0.0%, median household income of $88,114, and ACS 2023 median gross rent of —. Vacancy is 63.4%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 12945?

ACS counts 37 units in 2-unit buildings, 6 in 3–4 unit buildings, 0 in 5–9, 0 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 43 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 12945?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,030. See the full schedule and 90–110% payment-standard band on the ZIP 12945 — Lake Clear, NY HUD Section 8 Payment Standards / SAFMR.

Does this New York ZIP profile include Georgia listings?

No. ZIP 12945 is Census / HUD research for Franklin County, NY. Jeff Crowe CRE does not list New York property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.