Housing market/New York/ZIP 12122

ACS 2023 · FY2027 SAFMR

ZIP 12122 Middleburgh, New York

Albany-Schenectady-Troy, NY MSA · New York. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
3,555
Households
1,737
Median HH income
$54,308
Renter share
21.5%
Median gross rent
$1,019
Vacancy
27.5%
Pop. change
-17.6%
2BR SAFMR
$1,540
SAFMR / rent
1.511×
2–49 unit stock
326
LIHTC proj / units
—
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 12122 · NY — sent to you.

ZIP 12122 · NY

ACS median rent$1,019
2BR SAFMR$1,540
90% floor$1,386
110% ceiling$1,694

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 12122

  • 1-unit detached1,75473.4%
  • 1-unit attached110.5%
  • 2–4 units28411.9%
  • 5–49 units421.8%
  • 50+ units40.2%
  • Mobile29612.4%
TypeUnitsShare
1-unit detached1,75473.2%
1-unit attached110.5%
2 units (duplex)1014.2%
3–4 units1837.6%
5–9 units321.3%
10–19 units100.4%
20–49 units00.0%
50+ units40.2%
Mobile29612.4%

2–4 unit share 11.9% · 5–49 unit share 1.8% · combined 2–49 13.6%.

Units by bedrooms

Studio
60
1BR
352
2BR
753
3BR
791
4BR
304
5+
135

Rent burden

Rent ≥30% of income55.0%
Rent ≥50% of income32.4%
  • ACS median gross rent $1,019 (all bedrooms, occupied rentals).
  • Median contract rent $791.
  • Renters paying ≥30% of income 55.0%; ≥50% 32.4%.
  • FY2027 2BR SAFMR $1,540 (1.511× ACS median gross rent).

Population

3,555 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -17.6%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 35 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 12122 21.5% of occupied households are renters; vacancy is 27.5%; ACS median gross rent is $1,019; population changed -17.6% between the 2018 and 2023 ACS vintages; the housing stock includes 284 units in 2–4-unit structures and 42 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,540 versus ACS median gross rent of $1,019. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

New York research

ZIP 12122 is a Census / HUD profile for Albany-Schenectady-Troy, NY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is New York research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 12122?

ZIP 12122 (Albany-Schenectady-Troy, NY MSA) has 3,555 residents, 1,737 households, a renter share of 21.5%, median household income of $54,308, and ACS 2023 median gross rent of $1,019. Vacancy is 27.5%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 12122?

ACS counts 101 units in 2-unit buildings, 183 in 3–4 unit buildings, 32 in 5–9, 10 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 326 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 12122?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,540. See the full schedule and 90–110% payment-standard band on the ZIP 12122 — Middleburgh, NY HUD Section 8 Payment Standards / SAFMR.

Does this New York ZIP profile include Georgia listings?

No. ZIP 12122 is Census / HUD research for Albany-Schenectady-Troy, NY MSA. Jeff Crowe CRE does not list New York property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.