Housing market/New York/ZIP 10976

ACS 2023 · FY2027 SAFMR

ZIP 10976 Sparkill, New York

New York, NY HUD Metro FMR Area · New York. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
2,215
Households
603
Median HH income
$95,956
Renter share
36.8%
Median gross rent
$1,075
Vacancy
11.5%
Pop. change
-6.0%
2BR SAFMR
$2,970
SAFMR / rent
2.763×
2–49 unit stock
135
LIHTC proj / units
—
HUD assisted MF
2 / 219

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 10976 · NY — sent to you.

ZIP 10976 · NY

ACS median rent$1,075
2BR SAFMR$2,970
90% floor$2,673
110% ceiling$3,267

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 10976

  • 1-unit detached39057.3%
  • 2–4 units91.3%
  • 5–49 units12618.5%
  • 50+ units15622.9%
TypeUnitsShare
1-unit detached39057.3%
1-unit attached00.0%
2 units (duplex)91.3%
3–4 units00.0%
5–9 units385.6%
10–19 units497.2%
20–49 units395.7%
50+ units15622.9%
Mobile00.0%

2–4 unit share 1.3% · 5–49 unit share 18.5% · combined 2–49 19.8%.

Units by bedrooms

Studio
11
1BR
260
2BR
55
3BR
175
4BR
155
5+
25

Rent burden

Rent ≥30% of income70.7%
Rent ≥50% of income39.2%
  • ACS median gross rent $1,075 (all bedrooms, occupied rentals).
  • Renters paying ≥30% of income 70.7%; ≥50% 39.2%.
  • FY2027 2BR SAFMR $2,970 (2.763× ACS median gross rent).

Population

2,215 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -6.0%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: 2 properties, 219 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 207 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 10976 36.8% of occupied households are renters; vacancy is 11.5%; ACS median gross rent is $1,075; population changed -6.0% between the 2018 and 2023 ACS vintages; the housing stock includes 9 units in 2–4-unit structures and 126 units in 5–49-unit structures; FY2027 2BR SAFMR is $2,970 versus ACS median gross rent of $1,075. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

New York research

ZIP 10976 is a Census / HUD profile for New York, NY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is New York research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 10976?

ZIP 10976 (New York, NY HUD Metro FMR Area) has 2,215 residents, 603 households, a renter share of 36.8%, median household income of $95,956, and ACS 2023 median gross rent of $1,075. Vacancy is 11.5%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 10976?

ACS counts 9 units in 2-unit buildings, 0 in 3–4 unit buildings, 38 in 5–9, 49 in 10–19, and 39 in 20–49. Combined 2–49 unit stock is 135 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 10976?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,970. See the full schedule and 90–110% payment-standard band on the ZIP 10976 — Sparkill, NY HUD Section 8 Payment Standards / SAFMR.

Does this New York ZIP profile include Georgia listings?

No. ZIP 10976 is Census / HUD research for New York, NY HUD Metro FMR Area. Jeff Crowe CRE does not list New York property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.