Housing market/New York/ZIP 10601

ACS 2023 · FY2027 SAFMR

ZIP 10601 White Plains, New York

New York, NY HUD Metro FMR Area · New York. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
10,860
Households
5,313
Median HH income
$90,733
Renter share
62.3%
Median gross rent
$1,975
Vacancy
11.9%
Pop. change
-6.5%
2BR SAFMR
$3,430
SAFMR / rent
1.737×
2–49 unit stock
1,785
LIHTC proj / units
5 / 549
HUD assisted MF
2 / 151

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 10601 · NY — sent to you.

ZIP 10601 · NY

ACS median rent$1,975
2BR SAFMR$3,430
90% floor$3,087
110% ceiling$3,773

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 10601

  • 1-unit detached1202.0%
  • 1-unit attached240.4%
  • 2–4 units2714.5%
  • 5–49 units1,51425.2%
  • 50+ units4,07267.9%
TypeUnitsShare
1-unit detached1202.0%
1-unit attached240.4%
2 units (duplex)1111.8%
3–4 units1602.7%
5–9 units1522.5%
10–19 units2484.1%
20–49 units1,11418.5%
50+ units4,07267.5%
Mobile00.0%

2–4 unit share 4.5% · 5–49 unit share 25.1% · combined 2–49 29.6%.

Units by bedrooms

Studio
401
1BR
2,626
2BR
2,295
3BR
690
4BR
19
5+
0

Rent burden

Rent ≥30% of income47.8%
Rent ≥50% of income25.1%
  • ACS median gross rent $1,975 (all bedrooms, occupied rentals).
  • Median contract rent $1,883.
  • Renters paying ≥30% of income 47.8%; ≥50% 25.1%.
  • FY2027 2BR SAFMR $3,430 (1.737× ACS median gross rent).

Population

10,860 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -6.5%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 5 projects, 549 units.
  • HUD project-based assisted MF: 2 properties, 151 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 679 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 10601 62.3% of occupied households are renters; vacancy is 11.9%; ACS median gross rent is $1,975; population changed -6.5% between the 2018 and 2023 ACS vintages; the housing stock includes 271 units in 2–4-unit structures and 1,514 units in 5–49-unit structures; 5 LIHTC projects totaling 549 units; FY2027 2BR SAFMR is $3,430 versus ACS median gross rent of $1,975. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

New York research

ZIP 10601 is a Census / HUD profile for New York, NY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is New York research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 10601?

ZIP 10601 (New York, NY HUD Metro FMR Area) has 10,860 residents, 5,313 households, a renter share of 62.3%, median household income of $90,733, and ACS 2023 median gross rent of $1,975. Vacancy is 11.9%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 10601?

ACS counts 111 units in 2-unit buildings, 160 in 3–4 unit buildings, 152 in 5–9, 248 in 10–19, and 1,114 in 20–49. Combined 2–49 unit stock is 1,785 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 10601?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $3,430. See the full schedule and 90–110% payment-standard band on the ZIP 10601 — White Plains, NY HUD Section 8 Payment Standards / SAFMR.

Does this New York ZIP profile include Georgia listings?

No. ZIP 10601 is Census / HUD research for New York, NY HUD Metro FMR Area. Jeff Crowe CRE does not list New York property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.