Housing market/New York/ZIP 10549

ACS 2023 · FY2027 SAFMR

ZIP 10549 Mount Kisco, New York

New York, NY HUD Metro FMR Area · New York. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
15,858
Households
5,807
Median HH income
$122,327
Renter share
25.6%
Median gross rent
$1,686
Vacancy
8.4%
Pop. change
-3.7%
2BR SAFMR
$2,750
SAFMR / rent
1.631×
2–49 unit stock
1,813
LIHTC proj / units
—
HUD assisted MF
1 / 130

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 10549 · NY — sent to you.

ZIP 10549 · NY

ACS median rent$1,686
2BR SAFMR$2,750
90% floor$2,475
110% ceiling$3,025

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 10549

  • 1-unit detached2,79344.1%
  • 1-unit attached77912.3%
  • 2–4 units90414.3%
  • 5–49 units90914.3%
  • 50+ units95415.0%
TypeUnitsShare
1-unit detached2,79344.1%
1-unit attached77912.3%
2 units (duplex)5699.0%
3–4 units3355.3%
5–9 units3355.3%
10–19 units1832.9%
20–49 units3916.2%
50+ units95415.0%
Mobile00.0%

2–4 unit share 14.3% · 5–49 unit share 14.3% · combined 2–49 28.6%.

Units by bedrooms

Studio
153
1BR
1,250
2BR
1,622
3BR
1,859
4BR
1,174
5+
281

Rent burden

Rent ≥30% of income45.8%
Rent ≥50% of income21.4%
  • ACS median gross rent $1,686 (all bedrooms, occupied rentals).
  • Median contract rent $1,592.
  • Renters paying ≥30% of income 45.8%; ≥50% 21.4%.
  • FY2027 2BR SAFMR $2,750 (1.631× ACS median gross rent).

Population

15,858 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -3.7%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: 1 properties, 130 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 679 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 10549 25.6% of occupied households are renters; vacancy is 8.4%; ACS median gross rent is $1,686; population changed -3.7% between the 2018 and 2023 ACS vintages; the housing stock includes 904 units in 2–4-unit structures and 909 units in 5–49-unit structures; FY2027 2BR SAFMR is $2,750 versus ACS median gross rent of $1,686. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

New York research

ZIP 10549 is a Census / HUD profile for New York, NY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is New York research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 10549?

ZIP 10549 (New York, NY HUD Metro FMR Area) has 15,858 residents, 5,807 households, a renter share of 25.6%, median household income of $122,327, and ACS 2023 median gross rent of $1,686. Vacancy is 8.4%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 10549?

ACS counts 569 units in 2-unit buildings, 335 in 3–4 unit buildings, 335 in 5–9, 183 in 10–19, and 391 in 20–49. Combined 2–49 unit stock is 1,813 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 10549?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,750. See the full schedule and 90–110% payment-standard band on the ZIP 10549 — Mount Kisco, NY HUD Section 8 Payment Standards / SAFMR.

Does this New York ZIP profile include Georgia listings?

No. ZIP 10549 is Census / HUD research for New York, NY HUD Metro FMR Area. Jeff Crowe CRE does not list New York property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.