Housing market/New Jersey/ZIP 08104
ZIP 08104 Camden, New Jersey
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA · New Jersey. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 08104 · NJ — sent to you.
ZIP 08104 · NJ
ACS rent vs 2BR SAFMR
ZIP 08104 — Camden, NJ HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 08104
- 1-unit detached5876.0%
- 1-unit attached5,88459.9%
- 2–4 units1,09411.1%
- 5–49 units1,65716.9%
- 50+ units4794.9%
- Mobile1201.2%
2–4 unit share 11.1% · 5–49 unit share 16.9% · combined 2–49 28.0%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,105 (all bedrooms, occupied rentals).
- Median contract rent $879.
- Renters paying ≥30% of income 65.5%; ≥50% 36.9%.
- FY2027 2BR SAFMR $1,480 (1.339× ACS median gross rent).
Population
21,508 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -4.2%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 51 projects, 5,274 units.
- HUD project-based assisted MF: 5 properties, 697 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 370 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 08104 67.3% of occupied households are renters; vacancy is 14.3%; ACS median gross rent is $1,105; population changed -4.2% between the 2018 and 2023 ACS vintages; the housing stock includes 1,094 units in 2–4-unit structures and 1,657 units in 5–49-unit structures; 51 LIHTC projects totaling 5,274 units; FY2027 2BR SAFMR is $1,480 versus ACS median gross rent of $1,105. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
New Jersey research
ZIP 08104 is a Census / HUD profile for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, NJ. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 08104 — Camden, NJ HUD Section 8 Payment Standards / SAFMR·New Jersey ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is New Jersey research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 08104?
ZIP 08104 (Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA) has 21,508 residents, 8,421 households, a renter share of 67.3%, median household income of $36,566, and ACS 2023 median gross rent of $1,105. Vacancy is 14.3%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 08104?
ACS counts 620 units in 2-unit buildings, 474 in 3–4 unit buildings, 655 in 5–9, 667 in 10–19, and 335 in 20–49. Combined 2–49 unit stock is 2,751 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 08104?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,480. See the full schedule and 90–110% payment-standard band on the ZIP 08104 — Camden, NJ HUD Section 8 Payment Standards / SAFMR.
Does this New Jersey ZIP profile include Georgia listings?
No. ZIP 08104 is Census / HUD research for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. Jeff Crowe CRE does not list New Jersey property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.