Housing market/New Jersey/ZIP 07738
ZIP 07738 Lincroft, New Jersey
Monmouth-Ocean, NJ HUD Metro FMR Area · New Jersey. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
Email this profile
HUD schedule, ACS stock, and the 90–110% band for ZIP 07738 · NJ — sent to you.
ZIP 07738 · NJ
ACS rent vs 2BR SAFMR
ZIP 07738 — Lincroft, NJ HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 07738
- 1-unit detached2,00682.0%
- 1-unit attached1134.6%
- 5–49 units572.3%
- 50+ units2078.5%
- Mobile622.5%
2–4 unit share 0.0% · 5–49 unit share 2.3% · combined 2–49 2.3%.
Units by bedrooms
Rent burden
- ACS median gross rent $843 (all bedrooms, occupied rentals).
- Median contract rent $820.
- Renters paying ≥30% of income 69.5%; ≥50% 13.7%.
- FY2027 2BR SAFMR $1,200 (1.423× ACS median gross rent).
Population
6,901 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +9.4%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 2 projects, 120 units.
- HUD project-based assisted MF: 1 properties, 189 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 613 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 07738 11.7% of occupied households are renters; vacancy is 0.0%; ACS median gross rent is $843; population increased +9.4% between the 2018 and 2023 ACS vintages; the housing stock includes 0 units in 2–4-unit structures and 57 units in 5–49-unit structures; 2 LIHTC projects totaling 120 units; FY2027 2BR SAFMR is $1,200 versus ACS median gross rent of $843. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
New Jersey research
ZIP 07738 is a Census / HUD profile for Monmouth-Ocean, NJ. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 07738 — Lincroft, NJ HUD Section 8 Payment Standards / SAFMR·New Jersey ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is New Jersey research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 07738?
ZIP 07738 (Monmouth-Ocean, NJ HUD Metro FMR Area) has 6,901 residents, 2,445 households, a renter share of 11.7%, median household income of $168,945, and ACS 2023 median gross rent of $843. Vacancy is 0.0%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 07738?
ACS counts 0 units in 2-unit buildings, 0 in 3–4 unit buildings, 20 in 5–9, 21 in 10–19, and 16 in 20–49. Combined 2–49 unit stock is 57 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 07738?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,200. See the full schedule and 90–110% payment-standard band on the ZIP 07738 — Lincroft, NJ HUD Section 8 Payment Standards / SAFMR.
Does this New Jersey ZIP profile include Georgia listings?
No. ZIP 07738 is Census / HUD research for Monmouth-Ocean, NJ HUD Metro FMR Area. Jeff Crowe CRE does not list New Jersey property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.