Housing market/New Jersey/ZIP 07644
ZIP 07644 Lodi, New Jersey
Bergen-Passaic, NJ HUD Metro FMR Area · New Jersey. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
Email this profile
HUD schedule, ACS stock, and the 90–110% band for ZIP 07644 · NJ — sent to you.
ZIP 07644 · NJ
ACS rent vs 2BR SAFMR
ZIP 07644 — Lodi, NJ HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 07644
- 1-unit detached2,26623.1%
- 1-unit attached4144.2%
- 2–4 units5,49256.1%
- 5–49 units1,07511.0%
- 50+ units2712.8%
- Mobile2802.9%
2–4 unit share 55.7% · 5–49 unit share 10.9% · combined 2–49 66.6%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,675 (all bedrooms, occupied rentals).
- Median contract rent $1,477.
- Renters paying ≥30% of income 48.1%; ≥50% 24.0%.
- FY2027 2BR SAFMR $2,160 (1.290× ACS median gross rent).
Population
25,946 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +5.9%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: not published for this ZIP.
- HUD project-based assisted MF: not published for this ZIP.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 1,318 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 07644 58.6% of occupied households are renters; vacancy is 4.9%; ACS median gross rent is $1,675; population increased +5.9% between the 2018 and 2023 ACS vintages; the housing stock includes 5,492 units in 2–4-unit structures and 1,075 units in 5–49-unit structures; FY2027 2BR SAFMR is $2,160 versus ACS median gross rent of $1,675. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
New Jersey research
ZIP 07644 is a Census / HUD profile for Bergen-Passaic, NJ. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 07644 — Lodi, NJ HUD Section 8 Payment Standards / SAFMR·New Jersey ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is New Jersey research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 07644?
ZIP 07644 (Bergen-Passaic, NJ HUD Metro FMR Area) has 25,946 residents, 9,381 households, a renter share of 58.6%, median household income of $84,570, and ACS 2023 median gross rent of $1,675. Vacancy is 4.9%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 07644?
ACS counts 4,209 units in 2-unit buildings, 1,283 in 3–4 unit buildings, 412 in 5–9, 267 in 10–19, and 396 in 20–49. Combined 2–49 unit stock is 6,567 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 07644?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,160. See the full schedule and 90–110% payment-standard band on the ZIP 07644 — Lodi, NJ HUD Section 8 Payment Standards / SAFMR.
Does this New Jersey ZIP profile include Georgia listings?
No. ZIP 07644 is Census / HUD research for Bergen-Passaic, NJ HUD Metro FMR Area. Jeff Crowe CRE does not list New Jersey property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.