Housing market/New Jersey/ZIP 07512
ZIP 07512 Totowa, New Jersey
Bergen-Passaic, NJ HUD Metro FMR Area · New Jersey. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 07512 · NJ — sent to you.
ZIP 07512 · NJ
ACS rent vs 2BR SAFMR
ZIP 07512 — Totowa, NJ HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 07512
- 1-unit detached2,83670.9%
- 1-unit attached3659.1%
- 2–4 units64216.0%
- 5–49 units812.0%
- 50+ units781.9%
2–4 unit share 16.0% · 5–49 unit share 2.0% · combined 2–49 18.1%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,703 (all bedrooms, occupied rentals).
- Median contract rent $1,356.
- Renters paying ≥30% of income 43.8%; ≥50% 7.2%.
- FY2027 2BR SAFMR $2,310 (1.356× ACS median gross rent).
Population
10,919 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +0.8%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: not published for this ZIP.
- HUD project-based assisted MF: not published for this ZIP.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 359 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 07512 23.9% of occupied households are renters; vacancy is 2.8%; ACS median gross rent is $1,703; population increased +0.8% between the 2018 and 2023 ACS vintages; the housing stock includes 642 units in 2–4-unit structures and 81 units in 5–49-unit structures; FY2027 2BR SAFMR is $2,310 versus ACS median gross rent of $1,703. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
New Jersey research
ZIP 07512 is a Census / HUD profile for Bergen-Passaic, NJ. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 07512 — Totowa, NJ HUD Section 8 Payment Standards / SAFMR·New Jersey ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is New Jersey research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 07512?
ZIP 07512 (Bergen-Passaic, NJ HUD Metro FMR Area) has 10,919 residents, 3,892 households, a renter share of 23.9%, median household income of $114,177, and ACS 2023 median gross rent of $1,703. Vacancy is 2.8%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 07512?
ACS counts 617 units in 2-unit buildings, 25 in 3–4 unit buildings, 28 in 5–9, 10 in 10–19, and 43 in 20–49. Combined 2–49 unit stock is 723 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 07512?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,310. See the full schedule and 90–110% payment-standard band on the ZIP 07512 — Totowa, NJ HUD Section 8 Payment Standards / SAFMR.
Does this New Jersey ZIP profile include Georgia listings?
No. ZIP 07512 is Census / HUD research for Bergen-Passaic, NJ HUD Metro FMR Area. Jeff Crowe CRE does not list New Jersey property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.