Housing market/Maine/ZIP 04986

ACS 2023 · FY2027 SAFMR

ZIP 04986 Thorndike, Waldo County, Maine

Waldo County, ME · Maine. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
2,323
Households
694
Median HH income
$69,375
Renter share
19.9%
Median gross rent
$1,087
Vacancy
13.5%
Pop. change
+38.9%
2BR SAFMR
$1,330
SAFMR / rent
1.224×
2–49 unit stock
40
LIHTC proj / units
—
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 04986 · ME — sent to you.

ZIP 04986 · ME

ACS median rent$1,087
2BR SAFMR$1,330
90% floor$1,197
110% ceiling$1,463

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 04986

  • 1-unit detached61176.2%
  • 1-unit attached131.6%
  • 2–4 units141.7%
  • 5–49 units263.2%
  • Mobile13817.2%
TypeUnitsShare
1-unit detached61176.2%
1-unit attached131.6%
2 units (duplex)141.7%
3–4 units00.0%
5–9 units243.0%
10–19 units20.2%
20–49 units00.0%
50+ units00.0%
Mobile13817.2%

2–4 unit share 1.7% · 5–49 unit share 3.2% · combined 2–49 5.0%.

Units by bedrooms

Studio
24
1BR
70
2BR
227
3BR
289
4BR
124
5+
68

Rent burden

Rent ≥30% of income14.5%
Rent ≥50% of income10.1%
  • ACS median gross rent $1,087 (all bedrooms, occupied rentals).
  • Median contract rent $733.
  • Renters paying ≥30% of income 14.5%; ≥50% 10.1%.
  • FY2027 2BR SAFMR $1,330 (1.224× ACS median gross rent).

Population

2,323 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +38.9%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 04986 19.9% of occupied households are renters; vacancy is 13.5%; ACS median gross rent is $1,087; population increased +38.9% between the 2018 and 2023 ACS vintages; the housing stock includes 14 units in 2–4-unit structures and 26 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,330 versus ACS median gross rent of $1,087. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Maine research

ZIP 04986 is a Census / HUD profile for Waldo County, ME. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Maine research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 04986?

ZIP 04986 (Waldo County, ME) has 2,323 residents, 694 households, a renter share of 19.9%, median household income of $69,375, and ACS 2023 median gross rent of $1,087. Vacancy is 13.5%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 04986?

ACS counts 14 units in 2-unit buildings, 0 in 3–4 unit buildings, 24 in 5–9, 2 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 40 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 04986?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,330. See the full schedule and 90–110% payment-standard band on the ZIP 04986 — Thorndike, ME HUD Section 8 Payment Standards / SAFMR.

Does this Maine ZIP profile include Georgia listings?

No. ZIP 04986 is Census / HUD research for Waldo County, ME. Jeff Crowe CRE does not list Maine property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.